New FEHA Regulations

California Enacts New FEHA Regulations for Pre-Employment Practices Starting on July 1, 2020, FEHA (Fair Employment and Housing Act) regulations will specify what pre-employment practices (i.e. pre-employment inquiries, job applications, and advertisements) constitute age, disability, medical condition, and religious discrimination.  Pre-Employment Inquiries and Job Applications Employers cannot request scheduling information to ascertain an applicants religious…

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PPP Forgiveness

Maintain your full-time employees Paycheck Protection Program (PPP) loan recipients need to ensure that proceeds are used for allowable purposes specified in the CARES Act and comply with guidelines that maximize the potential for loan forgiveness. See below for variables to consider when determining the amount of forgiveness. If the average number of full-time employees…

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PPP Loan Forgiveness

Question: Will my PPP Loan Forgiveness amount be reduced if an Employee declines my offer to rehire them? No. Both the SBA and Treasury intends to issue an interim final rule stating that if you offer to rehire a laid-off employee (for the same salary and number of hours), but they reject your offer, their…

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COVID – 19 Updates for Employers

Self-Certification Leave Request When an employee requests for emergency paid sick leave or emergency family and medical leave, you should require them to complete a form detailing their eligibility. Additionally, Employers may also require their Employees to use any existing PTO to supplement their emergency family and medical leave. PPP – Notice of Reinstatement For…

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SBA PPP Loan Notes

The Promissory Note is directly from the SBA, there is no room for negotiation regarding their terms. If you need the funds, it is a “take it or leave it” option. However, there are 10 things you should keep in mind before accepting their terms: Interest begins accruing from the Disbursement Date. Payments are deferred…

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Trust & Estate

3 QUESTIONS EVERY TRUST SHOULD ANSWER Who will be in charge of my Trust assets if I become incapacitated or when I die? How will my Trust assets be managed or distributed when I die? Which assets will be put inside my trust? NOTICE: Attorney advertising. Attorney licensed to practice law in California only. Not…

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COVID-19 EPIDEMIC, Frequently Asked Questions

Question: Does insurance cover my losses? Potentially. Many policies have a pathogenic or virus exclusion that prevents coverage of COVID-19 losses. Potentially. Many policies have a pathogenic or virus exclusion that prevents coverage of COVID-19 losses. Question: What if I can’t meet my outstanding obligations? Contact your creditor before payment is due. Many banks, lenders,…

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New Guidance – FFCRA Exemption

The Dept. of Labor has provided new guidance for those planning to apply for the FFCRA exemption: To elect for this small business exemption, you should document why your business with fewer than 50 employees meets the criteria set forth by the Department. This will be addressed in more detail in forthcoming regulations. You should…

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COVID-19 Epidemic – How It Impacts You (Part 1)

Question: Can I temporarily close my business? Yes. This pandemic has forced many of us to make tough decisions. Temporarily closing may be the best financial option for many of us. If you choose to do so, review your franchise agreement. It may restrict you from doing so. Even so, many hotel chains recognize the…

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COVID-19 Epidemic – How It Impacts You (Part 2)

Question: If I cease operations, what happens to my employees You have two options: (1) Layoff your employees or (2) Furlough your employees Laying Off Employees Going this route, you are essentially terminating your employees with the possibility of later reinstating them. Make sure to pay your employees for all hours worked and any vacation/paid-time…

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